Every booking site pushes travel insurance. But is it worth it? Here's our brutally honest breakdown.
What It Typically Covers
- ✅ Flight cancellation: ₹2,000-₹5,000 if airline cancels
- ✅ Delay compensation: ₹1,000-₹2,000 for 2+ hour delays
- ✅ Lost baggage: ₹10,000-₹25,000 for lost checked bags
- ✅ Medical emergency: ₹50,000-₹2,00,000 coverage
- ✅ Trip interruption: Hotel/rebooking costs if stranded
When It's Worth It
⚠️ Watch Out For
Many insurance policies exclude "known events" — if a cyclone warning is already issued before you buy, your claim will be rejected. Buy insurance AT TIME of booking, not after.